Trouble staying afloat?
in Malibu/Agoura Hills/West Hills and surrounding areas
Are you a homeowner who...
... owes more on your loan than the house can be sold for?
... received a foreclosures notice?
... had a 30 or 60 day late mortgage payment?
... experienced financial pressure to pay your mortgage?
If you answered "Yes" to any of these questions, there may be help available to you.
A "short sale" may be the answer to your situation. If you have already applied for a loan modification but still feel distressed, consider how a short sale may benefit your situation:
* A "short sale" is a program that allows the homeowner to sell the home for less than the amount owed on the mortgage.
* You may qualify for a cash incentive to "short sell" your home and move.
* Generally, you will qualify for a short sale is you have an involuntary hardship and can no longer afford your monthly payments on your mortgage, or if you are unable to sell your home for the full amount owed on your mortgage.
* Some lenders may NOT require documentation of a hardship to approve a short sale.
* The turn-around time for approval has been streamlined with some lenders.
* You can avoid a foreclosure and also avoid a "deficiency" with the new guidelines.
Please read the Short Sale Q&A and then please call to discuss your particular situation. I have cash buyers ready to buy your home NOW as a short sale.